What does 'protecting choices in health reform' really mean for us?
(This post comes from Uwe Reinhardt, a health economist at Princeton University, who spoke at a press briefing last week, Consumer Choice in Health Care: How Could Reform Affect Our Choices? How Could We Make Better Choices? The briefing was sponsored by the Alliance for Health Reform and the Robert Wood Johnson Foundation. To view a webcast of the briefing, click here.)
In comparison to people in other countries, including my native Germany, Americans place much more value in having choices in health care. But they don’t do a great job of explaining what they mean by choice. The way I see it, there are three main categories of choice in health care: 1) choice of health insurance plans 2) choice of providers and hospitals and 3) choice of treatments and therapies.
Lots of attention is paid to #2 and #3, but in some ways choice of insurance plan dictates our current level of choice more than anything else. It seems bizarre to me that the U.S. health care system is set up so that your health insurance plan dictates what doctors you can see and what treatments or therapies will be covered. We are essentially telling people, “You can have this choice, but once you choose your health insurance plan, you will have less choice of doctors and treatments.”
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